Senior Product Manager – Lending, NG

Job Overview

FairMoney is seeking a Senior Product Manager to drive the strategy and roadmap for its lending division in Lagos. The role will focus on developing and executing a product vision aligned with business objectives and customer needs, while shaping the lending platform that powers the company’s lending products.

The successful candidate will work closely with technical and cross-functional teams to improve platform scalability, identify market opportunities, use customer and market insights to guide product decisions, and oversee product development from concept through launch. The role requires knowledge of lending practices, fintech trends, and the opportunities and challenges of the African market.

This position involves close collaboration with Engineering, Growth, Design, Data Science, Risk and Operations teams, as well as responsibility for prioritising work against agreed goals and delivering products within agreed timelines and budgets.

Job Details

• Employer: FairMoney
• Qualification: Bachelor’s degree in Business, Finance, Computer Science, or a related field
• Preferred Qualification: Master’s degree
• Experience: Minimum of 5 years of experience as a Product Manager in the lending industry, preferably within the fintech sector
  Job Field:  Product Management
• Location: Lagos, Nigeria
• Work Arrangement: Hybrid
• Application Deadline: Not specified

About the Organization

FairMoney is a mobile banking institution focused on extending credit to emerging markets. Established in 2017, the company operates primarily in Nigeria and has secured nearly €50 million in funding from investors including Tiger Global, DST and Flourish Ventures.

FairMoney began with a digital microcredit application available on Android and iOS devices and has expanded its financial product offering to include current accounts, savings accounts, debit cards and point-of-sale solutions for merchants and agents. Its diverse workforce includes colleagues from more than 27 nationalities and supports the company’s mission to reshape financial services for underserved communities.

Responsibilities

Product Strategy and Vision

• Develop a clear product strategy for the lending division that supports FairMoney’s business objectives and mission.
• Identify and prioritise market opportunities so that lending products remain competitive and relevant in the evolving fintech landscape.
• Work with the technical team to shape the scalability of the lending platform and the wider business.

Product Roadmap Management

• Collaborate with Engineering, Growth, Design, Data Science, Risk and Operations to create a comprehensive and achievable product roadmap.
• Review and refine the roadmap in response to market dynamics, customer feedback and business priorities.
• Prioritise work based on identified and agreed goals.

Customer Insights and Analysis

• Conduct market research and customer analysis to understand behaviour, pain points and preferences related to lending products.
• Use data-driven insights to inform product decisions, improve user experiences and drive customer satisfaction.

Product Development and Launch

• Oversee the end-to-end product development process from concept to launch.
• Ensure lending products meet high standards of quality and compliance.
• Work with cross-functional teams to deliver products within agreed timelines and budgets.

Requirements and Qualifications

• Bachelor’s degree in Business, Finance, Computer Science or a related field.
• In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models and risk assessment.
• Demonstrated experience developing and launching fintech products.
• Strong analytical and data-driven decision-making skills.
• Excellent leadership and communication skills, with the ability to collaborate effectively with cross-functional teams.
• Experience managing and motivating high-performing product teams.
• A creative problem-solving mindset with a data-driven and KPI-oriented approach.

An entrepreneurial mindset and commitment to hands-on work.

Preferred Qualifications and Experience

• A master’s degree is an advantage.
• Familiarity with the Nigerian and wider African fintech markets is beneficial.
• Understanding of local customer preferences and behaviours is an advantage but not essential.
• Experience working on platform products is a plus.

What FairMoney Offers

• Competitive pay.
• Paid annual leave.
• Access to a network of talented colleagues.

 

Recruitment Process

1. Introductory call with members of the hiring team lasting 30 minutes.
2. Interview with the Hiring Manager to assess technical fit, lasting 45 minutes.
3. Skills assessment.
4. Final interview with the Chief Product Officer to discuss technical expertise and overall experience, lasting 45 minutes.

Quick Eligibility Check

• Minimum qualification: Bachelor’s degree in Business, Finance, Computer Science, or a related field
• Preferred qualification: Master’s degree
• Required experience: Minimum of 5 years of experience as a Product Manager in the lending industry, preferably within the fintech sector
• Verified duty station: Lagos, Nigeria
• Work arrangement: Hybrid
• Core requirement: In-depth knowledge of consumer and small business lending, credit scoring models and risk assessment
• Core requirement: Demonstrated experience developing and launching fintech products
• Core requirement: Strong analytical and data-driven decision-making skills
• Core requirement: Experience managing and motivating high-performing product teams
• Preferred requirement: Familiarity with the Nigerian and African fintech markets
• Preferred requirement: Understanding of local customer preferences and behaviours
• Preferred requirement: Experience working on platform products

Application Readiness Checklist

• Make the required qualification easy to verify in the education or certification section of your CV.
• If applicable, make the preferred qualification easy to verify in the education or certification section of your CV.
• Show evidence of the required experience through relevant roles, dates and measurable responsibilities.
• Tailor your CV to highlight lending-product strategy, roadmap ownership, platform scalability, customer research, credit-scoring knowledge, risk assessment and cross-functional product delivery.
• Confirm that the vacancy is still open before submitting your application.

Vacancy Verification

This vacancy was checked by AfriJobSpace on September 20, 2026 against the employer’s official recruitment source. View the official vacancy source.

Application Safety

Apply only through the verified application channel provided on this page. Do not pay anyone to submit or process your application. Verify unexpected recruitment messages with the named employer or authorized recruiter through an independently confirmed contact channel.

How to Apply

Interested and qualified candidates should use the verified application or recruitment channel supplied for this vacancy through the Apply for Job button on this page.