PalmPay Loan Sales Officer Job in Rivers State

PalmPay is hiring a contract Loan Sales Officer in Rivers State to acquire customers, process loan applications and monitor disbursements and repayments.

Job Overview

PalmPay is recruiting a Loan Sales Officer for a contract position in Rivers State. The role focuses on identifying prospective borrowers, promoting loan products and guiding individuals and businesses through the loan-application process.

The successful candidate will conduct field-marketing activities, generate referrals, complete basic credit assessments and maintain accurate customer records. The officer will also monitor loan disbursements and repayments while working toward assigned sales targets.

Applicants should possess at least an OND, HND or bachelor’s degree in a relevant discipline. Previous sales experience is required, with experience in banking or microfinance preferred. The vacancy does not specify a minimum number of years of experience.

Job Details

• Company: PalmPay
• Job Title: Loan Sales Officer
• Location: Rivers State
• Job Type: Contract
• Qualification: OND/HND/BSc
• Experience: Previous sales experience required; duration not specified
• Job Field: Sales and Business Development
• Salary: Not specified
• Application Deadline: Not specified

About PalmPay

PalmPay is developing an ecosystem that provides customers with access to digital and financial services. The company also creates customer experiences and enables its partners to reach wider audiences.

Key Responsibilities

Customer Acquisition

The Loan Sales Officer will identify and engage prospective borrowers through direct field activities and referrals. Responsibilities will include:

• Finding potential loan customers through field marketing.
• Generating new customer opportunities through referrals.
• Engaging individuals and businesses that may require the available loan products.
• Building and maintaining relationships with customers.
• Encouraging repeat business through professional customer engagement.

Loan Product Sales

The successful candidate will explain and promote available loan products to prospective customers by:

• Presenting relevant loan products to individuals and businesses.
• Helping prospective customers understand the available loan options.
• Responding to customer questions during the sales process.
• Applying appropriate sales and negotiation skills during customer interactions.
• Working toward assigned customer-acquisition and sales targets.

Credit Assessment and Documentation

The position involves supporting the initial assessment and documentation of loan applications. Duties will include:

• Conducting basic credit assessments.
• Ensuring that loan applications are properly documented.
• Checking that required information is captured during the application process.
• Maintaining accurate records of customer interactions and transactions.
• Following applicable credit policies and procedures.

Disbursement and Repayment Follow-Up

The Loan Sales Officer will maintain contact with customers after their applications have been processed. This will involve:

• Following up on approved loan disbursements.
• Monitoring customer repayments.
• Maintaining accurate information on relevant transactions.
• Communicating with customers when follow-up is required.

Sales Performance

The officer will be expected to work consistently toward the sales goals assigned to the position. Responsibilities will include:

• Meeting or exceeding established sales targets.
• Monitoring individual sales activities.
• Maintaining a results-focused approach to customer acquisition.
• Working independently while also supporting the wider team.

Qualifications and Experience

Applicants should possess:

• A minimum of an OND, HND or bachelor’s degree in a relevant discipline.
• Demonstrable previous experience in sales.

Sales experience in banking or microfinance is preferred. However, the vacancy does not state that such industry experience is mandatory, and no minimum number of years is specified.

Required Skills and Competencies

Candidates should demonstrate:

• Sales and marketing skills.
• Strong communication ability.
• Good negotiation skills.
• Customer-relationship management ability.
• Basic credit-analysis knowledge.
• A target-driven and results-oriented approach.
• Ability to work independently.
• Ability to collaborate effectively as part of a team.
• Good knowledge of the local market and business environment.
• Genuine interest in sales activities.

How to Apply

Interested and qualified candidates should review the role requirements carefully and submit their application through PalmPay’s official application platform using the Apply button on this page.