PalmPay Loan Sales Officer Jobs in 9 Nigerian States

Job Details

• Employer: PalmPay LTD
• Locations: Abia, Imo, Rivers, Enugu, Delta, Anambra, Akwa Ibom, Cross River and Edo, Nigeria
• Employment Type:Contracted
• Career Level: Entry Level
• Qualification: OND, HND or Bachelor’s degree
• Experience: Previous sales experience required; duration not specified
• Compensation: ₦110,000 plus commission
• Application Deadline: Not specified

Job Overview

PalmPay Limited is recruiting Loan Sales Officers across nine Nigerian states.

The role focuses on identifying prospective borrowers, introducing suitable loan products and supporting customers throughout the application, disbursement and repayment processes. Successful candidates will use field marketing, referrals and relationship-building activities to acquire individuals and businesses that require financing.

This is a target-driven sales position that combines customer acquisition, basic credit assessment, loan documentation, customer follow-up and compliance with applicable credit policies.

The official application form lists compensation of ₦110,000 plus commission. It does not specify whether the stated amount is monthly or paid over another period, and it does not explain how commission is calculated. Applicants should confirm these details directly with PalmPay during recruitment.

Available Locations

Candidates are being recruited for opportunities in:

• Abia State.
• Imo State.
• Rivers State.
• Enugu State.
• Delta State.
• Anambra State.
• Akwa Ibom State.
• Cross River State.
• Edo State.

Applicants should clearly state where they currently live and confirm their ability to work within one of the advertised locations.

Purpose of the Role

The Loan Sales Officer will help PalmPay expand its lending customer base by identifying qualified prospects and guiding them through the loan process.

The role covers:

• Field-based customer acquisition.
• Loan-product promotion.
• Lead generation through referrals.
• Basic credit assessment.
• Loan-application documentation.
• Disbursement and repayment follow-up.
• Customer relationship management.
• Sales-target achievement.
• Compliance with credit procedures.

Key Responsibilities

The successful candidate will:

• Identify and acquire prospective loan customers through field marketing and referrals.
• Promote available loan products to individuals and businesses.
• Explain relevant loan products and the application process to prospective customers.
• Conduct basic credit assessments.
• Ensure that loan applications contain the required supporting documentation.
• Follow up on the processing and disbursement of approved loans.
• Monitor and follow up on customer repayments.
• Maintain accurate records of customer interactions and transactions.
• Comply with PalmPay’s credit policies and operating procedures.
• Work toward meeting or exceeding assigned sales targets.
• Build and maintain productive customer relationships.
• Encourage repeat business through professional and consistent customer support.
• Work independently while collaborating with relevant internal teams when necessary.

Minimum Requirements

Applicants should have:

• An OND, HND or Bachelor’s degree in a relevant discipline.
• Demonstrable sales experience.
• Strong communication skills.
• Negotiation ability.
• A target-driven approach to work.
• Interest in sales and customer acquisition.
• Ability to work independently.
• Ability to collaborate effectively with a team.
• Good knowledge of the relevant local market and business environment.

The employer did not specify a minimum number of years of experience.

Preferred Experience

Previous sales experience in banking or microfinance is preferred.

Candidates with related experience in the following areas may also be well positioned:

• Financial-product sales.
• Field sales.
• Customer acquisition.
• Loan marketing.
• Relationship management.
• Credit or loan documentation.
• Sales-target management.

Applicants should not describe banking or microfinance experience as mandatory because the official vacancy identifies it as a preference.

Key Competencies

The role requires:

• Sales and marketing skills.
• Customer relationship management.
• Basic credit-analysis capability.
• Results-oriented thinking.
• Communication and persuasion.
• Negotiation and closing ability.
• Accurate recordkeeping.
• Local-market awareness.
• Customer follow-up.
• Personal organisation and accountability.

Who May Be Well Suited to This Role?

This opportunity may suit an applicant who:

• Is comfortable approaching prospective customers in markets and business areas.
• Can explain loan products clearly and responsibly.
• Understands how to build trust with individuals and small-business owners.
• Can work toward daily, weekly or monthly sales objectives.
• Is able to collect and organise customer documentation accurately.
• Can follow up professionally on applications, disbursements and repayments.
• Understands the local businesses and commercial activities within the preferred work location.
• Can maintain accurate records while working extensively in the field.

Quick Eligibility Check

Before applying, confirm that you have:

• An OND, HND or Bachelor’s degree in a relevant discipline.
• Previous sales experience.
• Strong communication and negotiation skills.
• Basic understanding of customer acquisition and relationship management.
• Ability to work toward assigned sales targets.
• Knowledge of the local market in at least one advertised state.
• Ability to work independently and as part of a team.
• Availability to resume immediately if required.

Banking or microfinance sales experience is preferred but not stated as compulsory.

What to Highlight in Your Application

Make the following information easy to identify in your CV:

• Sales, field-marketing or customer-acquisition roles previously held.
• Products or services you have promoted or sold.
• Types of customers you have worked with.
• Sales targets you achieved.
• Customers, leads or accounts you acquired.
• Experience working in banking, microfinance, fintech or financial services.
• Knowledge of the market in your preferred state.
• Experience collecting or reviewing customer documentation.
• Work involving loan applications, disbursements or repayment follow-up.
• Customer relationships that resulted in repeat business.
• Accurate reports or customer records you maintained.

Only provide targets, figures and achievements that are accurate and can be explained during the recruitment process.

Compensation Clarification

PalmPay’s official application form states:

₦110,000 plus commission

However, the vacancy does not clarify:

• Whether ₦110,000 is a monthly, annual or other periodic amount.
• Whether the amount is gross or net.
• How commission is calculated.
• When commissions are paid.
• Whether additional allowances or benefits apply.

Applicants should request clarification from PalmPay during the recruitment process and should not rely on assumptions made by third-party websites.

Application Readiness Checklist

Before submitting your application:

• Confirm that your preferred location is among the nine advertised states.
• Clearly state where you currently live.
• Update your CV with relevant sales and customer-acquisition experience.
• Highlight banking or microfinance experience where applicable.
• Include accurate examples of sales targets achieved.
• Show evidence of communication, negotiation and relationship-management skills.
• Prepare an updated CV in an accepted file format.
• Confirm whether the stated compensation works for you.
• Confirm whether you can resume immediately.
• Review all information before submitting the application.
• Verify that the official form remains active.

Vacancy Verification

AfriJobSpace reviewed this vacancy against PalmPay Limited’s official recruitment form.

The official vacancy identifies the position as contracted and entry-level and lists Abia, Imo, Rivers, Enugu, Delta, Anambra, Akwa Ibom, Cross River and Edo as the available locations.

The official form currently accepts applications and requests applicants to provide their residential location, confirm whether the stated compensation is acceptable and indicate whether they can resume immediately.

No application deadline or specific minimum number of years of experience was published.

Application Safety

Apply only through PalmPay Limited’s official recruitment form linked through the Apply for Job button.

Do not pay anyone to submit an application, arrange an interview, process employment documents or guarantee employment. Do not disclose passwords, banking PINs, card details or one-time security codes during recruitment.

Verify unexpected messages through PalmPay’s independently confirmed official channels.

How to Apply

Interested and qualified candidates should use the Apply for Job button on this page to access PalmPay Limited’s official application form.

Applicants will be required to provide personal and contact information, state where they live, attach or paste a CV, confirm whether the advertised compensation works for them and indicate whether they can resume immediately.