Business Developer (PWT)

Job Overview

PalmPay is recruiting entry-level Business Developers to support the growth of its Pay With Transfer merchant network across Lagos, Rivers and Ogun states.

The successful candidates will identify suitable businesses, introduce PalmPay’s Business Account Number and Pay With Transfer solutions, and assist merchants through deployment and activation. The role also requires continued engagement after onboarding to encourage transaction activity and merchant retention.

This is a contracted, field-based position suitable for applicants beginning a career in fintech sales, merchant acquisition or business development. PalmPay states that training will be provided.

Job Details

• Employer: PalmPay Limited
• Job title: Business Developer – Pay With Transfer
• Employment type: Contracted
• Job level: Entry Level
• Locations: Lagos State, Rivers State or Ogun State, Nigeria
• Work arrangement: Field-based
• Job field: Sales / Business Development
• Qualification: Minimum of SSCE or OND
• Experience: 0–1 year
• Salary: ₦110,000
• Additional compensation: Monthly commissions and performance incentives
• Application deadline: Not specified

About the Pay With Transfer Role

Pay With Transfer allows customers to pay merchants through bank transfers associated with designated business account details.

The Business Developer will support the expansion of this service by locating businesses that may benefit from it, explaining the solution and helping qualified merchants complete deployment and activation.

The role does not end after initial merchant registration. The jobholder will follow up with merchants to encourage active use, resolve or escalate onboarding concerns and support growth in transaction volumes.

Key Responsibilities

The successful candidate will be expected to:

• Identify prospective merchants and businesses within an assigned market.
• Approach eligible businesses and introduce PalmPay’s merchant-payment solutions.
• Explain Business Account Numbers and Pay With Transfer services to prospective merchants.
• Support qualified merchants through the onboarding process.
• Deploy and activate Business Account Number and PWT solutions.
• Work toward daily merchant-acquisition targets.
• Meet assigned deployment and activation expectations.
• Encourage newly onboarded merchants to begin processing transactions.
• Monitor merchant activity and follow up where usage is low.
• Build professional relationships with merchants.
• Maintain regular post-onboarding engagement.
• Support merchant retention through consistent communication.
• Identify high-potential businesses and commercial areas.
• Explore new markets and recommend opportunities for network expansion.
• Maintain accurate records of merchant acquisition and field activities.
• Report progress against daily and weekly targets.

Qualifications and Experience

Applicants should have:

• At least a Senior Secondary School Certificate or Ordinary National Diploma.
• Between zero and one year of relevant experience.
• An interest in sales, business development or customer acquisition.
• The ability to communicate effectively with business owners.
• The confidence to approach prospective merchants.
• Willingness to work directly in the field.
• The ability to work toward daily and weekly targets.
• Basic record-keeping and follow-up ability.
• A results-oriented and dependable approach to assigned tasks.

The source does not state that a university degree is required. Applicants holding an HND or bachelor’s degree may apply, but AfriJobSpace should not present these as mandatory qualifications.

Preferred Experience

Previous experience in any of the following areas is an added advantage:

• Financial technology.
• Agency banking.
• Point-of-sale services.
• Digital payments.
• Merchant acquisition.
• Field sales.
• Customer-facing roles.

These are preferred areas of experience rather than mandatory requirements. Candidates without previous experience may still qualify because the employer accepts applicants with zero to one year of experience and states that training will be provided.

Field-Work Expectations

This is not described as a remote or office-based position. Business Developers will work directly within assigned markets in Lagos, Rivers or Ogun State.

Applicants should be prepared to:

• Visit businesses and commercial locations.
• Speak directly with owners or authorised representatives.
• Demonstrate or explain the payment solution.
• Complete assigned merchant onboarding and deployment activities.
• Follow up with merchants after activation.
• Work toward daily and weekly field targets.

The source does not identify particular cities or local government areas within the three states. Do not invent specific duty stations.

Who May Be Well Suited to This Position

This role may suit a recent secondary-school or OND graduate seeking practical experience in fintech sales.

It may also suit someone with limited experience in POS services, agency banking, field marketing, customer service or direct sales. A suitable candidate should be comfortable starting conversations with business owners and following up consistently until a merchant is activated and using the service.

What to Highlight in Your Application

Applicants should make the following information easy to identify in their CV:

• Their SSCE, OND or higher qualification.
• Any sales, marketing or customer-facing experience.
• Experience approaching businesses or individual customers.
• Exposure to POS terminals, agency banking or payment services.
• Previous merchant or customer onboarding activities.
• Targets achieved in sales, customer acquisition or field marketing.
• Their current state of residence.
• Ability and willingness to work in the field.
• Basic smartphone, digital-application and record-keeping skills.
• Languages that may help them communicate with merchants in their assigned market.

Applicants should not invent sales achievements or fintech experience they do not possess.

Compensation

PalmPay lists:

• Salary: ₦110,000.
• Monthly commissions and performance incentives.

The source does not specify whether the ₦110,000 salary is monthly, annual, gross or net. Applicants should confirm the salary period, commission calculation, targets and payment terms directly with PalmPay during recruitment.

Do not add the salary to baseSalary structured data with a MONTH unit unless PalmPay confirms that payment period.

Vacancy Verification

AfriJobSpace reviewed the vacancy against PalmPay’s official recruitment page. The official application form remains accessible and accepts applications.

The employer identifies the available locations as Lagos, Rivers and Ogun and describes the position as contracted, entry-level and field-based. No application deadline is stated.

Application Safety

Candidates should submit applications only through PalmPay’s official recruitment form linked through the Apply for Job button.

Applicants should not pay anyone to submit, process or guarantee an application. They should verify unexpected recruitment messages using contact information obtained independently from PalmPay’s official channels.

How to Apply

Interested applicants should use the Apply for Job button to access PalmPay’s official application form.

Candidates should submit an accurate CV and ensure that their current location is clearly stated. Because no deadline is published, applications should be submitted while the official form remains available.