Business Developer

Job Overview

PalmPay is recruiting entry-level Business Developers to support customer acquisition for its loan products across Lagos, Rivers and Ogun states.

Although the official vacancy title is Business Developer, PalmPay describes the function as a Loan Sales Officer role. The successful candidates will identify eligible borrowers, particularly owners of small and medium-sized businesses, explain available financing products and support customers through the loan-application process.

This is a contracted, field-based and target-driven position. Candidates will work in markets, shops and other commercial areas, where they will develop customer relationships, generate loan leads and coordinate with verification and credit teams to support successful disbursements.

Applicants must live in one of the three states advertised for the vacancy.

Job Details

• Employer: PalmPay Limited
• Official job title: Business Developer
• Role function: Loan Sales Officer
• Employment type: Contracted
• Job level: Entry Level
• Locations: Lagos State, Rivers State or Ogun State, Nigeria
• Work arrangement: Field-based
• Job field:Sales / Business Development
• Experience: 0–1 year
• Qualification: Not specified
• Training: Provided
• Salary: Not specified
• Application deadline: Not specified

Purpose of the Position

The Business Developer will help PalmPay identify and acquire customers who require financing.

The role focuses particularly on small and medium-sized business owners operating within assigned markets and commercial areas. The jobholder will introduce relevant loan products, explain how customers can apply and support eligible applicants during onboarding.

The Business Developer will also follow up on active applications and work with internal verification and credit teams to help qualified customers progress toward loan disbursement.

Key Responsibilities

The successful candidate will be expected to:

• Visit assigned markets, shops and business areas.
• Identify individuals and business owners who may qualify for PalmPay’s loan products.
• Approach prospective customers professionally.
• Introduce available financing products.
• Explain the relevant features and benefits of the loan products.
• Provide accurate information about the application process.
• Help interested customers begin and complete their applications.
• Support customer onboarding activities.
• Generate quality loan leads within the assigned territory.
• Follow up on prospective customers and pending applications.
• Maintain professional relationships with new customers.
• Coordinate with verification teams where customer or business information requires confirmation.
• Work with credit teams to support the processing of eligible applications.
• Monitor the progress of submitted applications.
• Help address or escalate customer questions during the application journey.
• Work toward daily and weekly loan-disbursement targets.
• Maintain accurate records of prospects, applications and follow-up activities.
• Provide updates on field activities and target performance when required.

Experience and Skills

Candidates should have:

• Between zero and one year of relevant experience.
• Good verbal communication skills.
• Strong interpersonal skills.
• The confidence to approach prospective customers.
• The ability to explain financial products in clear language.
• Basic persuasion and relationship-management ability.
• A willingness to work in markets and other commercial areas.
• The ability to follow up consistently on customer applications.
• The discipline required to work toward daily and weekly targets.
• The ability to collaborate with verification and credit teams.

PalmPay states that training will be provided. Previous employment is therefore not required for every applicant, although relevant sales, customer-service or field-marketing exposure may strengthen an application.

Education Requirement

The official source does not state a minimum academic qualification.

AfriJobSpace should therefore use:

Qualification: Not specified

Do not add SSCE, OND, HND or bachelor’s degree requirements unless PalmPay updates the official vacancy with that information.

Location Requirement

Candidates must reside in one of the advertised states:

• Lagos State.
• Rivers State.
• Ogun State.

The official source does not identify specific cities or local government areas. Applicants should clearly state their current state and town of residence in their CV.

This is not described as a remote position. Applicants must be comfortable travelling within an assigned market or commercial territory.

Who May Be Well Suited to This Position

This position may suit someone beginning a career in loan sales, financial services, customer acquisition or field business development.

It may also suit candidates with limited experience in direct sales, field marketing, POS services, agency banking, customer service or community mobilisation.

A suitable candidate should be comfortable initiating conversations with business owners, explaining loan products and following up on applications without making promises about approval. Final credit decisions remain subject to PalmPay’s internal assessment processes.

What to Highlight in Your Application

Applicants should make the following information easy to identify in their CV:

• Current state and town of residence.
• Any sales, marketing or customer-facing experience.
• Experience approaching customers in markets or commercial areas.
• Loan, banking, fintech, POS or financial-service exposure.
• Lead-generation or customer-onboarding responsibilities.
• Experience working toward daily, weekly or monthly targets.
• Communication and relationship-management skills.
• Ability to use a smartphone and digital applications.
• Languages that may support communication in the assigned territory.
• Availability for field-based work.

Entry-level applicants may include relevant internships, volunteering, business activities or school-based responsibilities, provided they describe them accurately.

Application Considerations

This is a target-driven sales position, not a loan-approval role. Applicants should be prepared to explain financial products accurately and avoid guaranteeing that a customer will receive financing.

Candidates should confirm the following during recruitment:

• The assigned territory.
• Daily and weekly targets.
• Compensation and incentive structure.
• Transport or field-expense arrangements.
• Contract duration.
• Training schedule.
• Reporting line and working hours.

These details are not stated in the official source and should not be invented in the post.

Vacancy Verification

AfriJobSpace reviewed this vacancy against PalmPay’s official recruitment page. The application form remains available and identifies the position as contracted, entry-level and based across Lagos, Rivers and Ogun states.

No salary, academic qualification or closing date is stated in the official listing.

Application Safety

Candidates should apply only through PalmPay’s official recruitment form linked through the Apply for Job button.

Applicants should not pay an individual or third party to process or guarantee an application. Unexpected messages should be verified through PalmPay’s independently confirmed official channels.

How to Apply

Interested applicants should use the Apply for Job button to access PalmPay’s official application form.

Candidates should submit an accurate CV and include their current location. Because PalmPay has not published a deadline, applications should be submitted while the official form remains active.